Who We Are

Heartland Insurance has been part of the Breckenridge/Wahpeton area for over 40 years.  Carol Walker Balk started filling the insurance needs of local people in 1978, and worked hard to understand what each individual needed.  Being part of the community for multiple decades, we see the need to be part of the community, giving to many causes that help make our community better.

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Picture of storefront of Heartland Insurance

What We Do

Heartland is an independent insurance agency that leverages it’s many companies and contacts to provide the insured the best coverage for them, at the best price.  With our 15 companies providing business, home, auto, classic car, motorcycle, crop, weather, and event coverages, we can find one that best fits you risk needs at a competitive price.  Contact us to learn more. 

  • Auto-Owners   
  • North Star Mutual
  • Grinnell  Mutual
  • EMC 
  • Progressive  
  • Concord  
  • Erickson/Larson
  • Burns/Wilcox  
  • Kaliff 
  • SFM 
  • Foremost 
  • Oscar/Park 
  • Tara Delaware Hagerty

We also have 4 medical needs companies providing group health insurance and Medicare supplements and advantage plans, along with dental and accident insurance coverage.

  • Blue Cross Blue Shield – Minnesota
  • Blue Cross Blue Shield- North Dakota
  • Humana
  • Colonial 
  • Spirit Dental